The fat pad is a protective part of the male anatomy. An inch is pretty respectable amount too. I would say get your diet right. You can loose more fat from getting your BMR down, cutting 500 kcals from your diet each day and then working your cardio up to burn an additional 400-500 kcals a day. This should yield a total fat loss of 1 lb a week. Do this for 8-10 weeks to see how your body responds. Plus, remember that fat loss doesn't happen from one area, as others have stated. And you may be unlucky to have your fat pad being the last place to give up the fat from of which you burn. In my opinion, and speaking from someone that has a relatively large fat pad, it is more prudent to gain from PE than it is from fat loss, since your gains will be there regardless of any weight loss. This is especially true, since you can loose 8-10 lbs in a couple of months and yeild fat pad "loss" gains, and lose it all in a couple off weeks vs gain a 1/4 inch in the same time it takes you to lose the weight, but keep it as long as you keep up your PE.
